Indonesia’s Golden Visa, launched nationally in July 2024, has attracted approximately US$2.9–3.0 billion in investment across 1,274 permits by May 18, 2026. Bali has emerged as a significant hub for lifestyle and property investments within this program. This guide details securing the visa as an individual investor in 2027.
Understanding the Golden Visa Landscape in 2027
The Indonesian Golden Visa program, established in July 2024, has demonstrated its capacity to attract substantial foreign capital. By May 18, 2026, the program had facilitated roughly US$2.93–2.95 billion (Rp 52.1 trillion) in investment, issuing a total of 1,274 permits. While the program’s overall volume remains relatively small compared to other global investment migration schemes, its high average investment per permit underscores its focus on high-net-worth individuals and corporate entities.
Bali, specifically, has become a prominent destination for Golden Visa holders, particularly those seeking lifestyle and property-driven investments. Although official regional breakdowns are not published, industry observations confirm Bali’s status as a primary choice for individual investors and those utilising the second-home visa route, often transitioning to the Golden Visa.
Market Dynamics: Corporate vs. Individual Investment
A significant characteristic of the Golden Visa program to date is the dominance of corporate investment. Approximately 97–98% of the total investment, amounting to roughly US$2.86–2.88 billion (Rp 50.88 trillion), has come from corporate entities. Individual investors and other categories, including second-home visa holders and the diaspora, account for a smaller but still substantial segment, contributing an estimated US$17–33 million (Rp 309–559 billion).
This corporate dominance means that while the overall investment figures are high, the number of individual Golden Visa permits is comparatively lower. However, the program is designed to accommodate individual investors without requiring them to establish a company in Indonesia, provided they meet the specific investment thresholds.
Growth Trajectory and Average Investment
From its inception to September 2025, the program issued 1,012 permits and attracted approximately US$2.7 billion (Rp 48 trillion) in investment, averaging about 72 permits per month. In the subsequent eight months, from September 2025 to May 2026, an additional 262 permits were issued, bringing in around US$230–232 million (Rp 4.1 trillion). This period saw a reduced average of approximately 33 permits per month, suggesting a normalisation or slowdown in the pace of issuance after the initial surge.
The average investment per permit over the program’s full life is roughly US$2.3 million. Notably, for the 262 permits issued after September 2025, the average investment decreased to approximately US$887,000. This indicates a shift towards fewer extremely large corporate investments and an increase in mid-sized investments, which could include a greater proportion of individual investors.
2027 Note: As the program matures into 2027, expect continued refinement of application processes and potentially clearer guidelines regarding the types of investments that qualify for individual applicants, especially for those targeting property and lifestyle in Bali.
Golden Visa Options for Individual Investors in 2027
The Golden Visa offers various investment tiers for individual applicants, each corresponding to a specific stay duration. These tiers allow individuals to secure residency in Indonesia without the requirement of establishing a local company, provided they meet the stipulated financial commitments. The investment must be placed in a designated Indonesian bank.
Investment Tiers and Stay Durations
Individual investors can choose from several options, directly linking their investment amount to the length of their visa:
- 5-Year Stay Permit: Requires an investment of US$350,000 for an individual.
- 10-Year Stay Permit: Requires an investment of US$700,000 for an individual.
For those applying with a spouse and/or children, the investment requirements increase:
- 5-Year Stay Permit (Family): Requires an investment of US$700,000 for the main applicant, spouse, and children.
- 10-Year Stay Permit (Family): Requires an investment of US$1.4 million for the main applicant, spouse, and children.
It is crucial to note that these investment amounts are non-refundable and must be maintained throughout the duration of the visa. The funds are typically placed in a time deposit account with an Indonesian bank, demonstrating the applicant’s commitment to the Indonesian economy.
The Application Process for Individual Investors
Securing Bali’s Golden Visa as an individual investor in 2027 involves a structured process that requires careful documentation and adherence to regulatory requirements. Bali Golden Visa, as a licensed immigration consultancy, provides end-to-end support for this process.
Step-by-Step Guide
The process generally follows these stages:
- Initial Consultation and Eligibility Assessment: Your first step involves a detailed discussion with our consultants to confirm your eligibility based on your investment capacity and personal circumstances. We assess which Golden Visa tier aligns with your goals.
- Document Preparation: We assist in compiling all necessary documents. This typically includes your passport, bank statements demonstrating proof of funds, a declaration of commitment to invest, and other personal identification documents. All documents must be valid and, where necessary, legally translated and apostilled.
- Investment Placement: Once your application is provisionally approved and the necessary accounts are established, you will transfer the required investment amount into a designated Indonesian bank account. This investment must be maintained for the entire visa duration.
- Application Submission: With the investment confirmed and all documentation in order, your application is formally submitted to the Directorate General of Immigration and other relevant Indonesian authorities.
- Biometrics and Interview (If Required): You may be required to attend a biometrics appointment and potentially an interview at an Indonesian immigration office, either within Indonesia or at an Indonesian embassy/consulate abroad, depending on your current location.
- Visa Issuance: Upon successful review and approval, your Golden Visa will be issued. This permit allows you to reside in Indonesia for the chosen duration (5 or 10 years).
Key Documentation Requirements
Applicants should prepare the following key documents:
- Valid passport with at least 18 months validity from the date of application.
- Recent passport-sized photographs.
- Proof of funds for the required investment amount (e.g., bank statements, financial declarations).
- A statement of commitment to invest in Indonesia.
- Curriculum Vitae (CV) or professional profile.
- Proof of a clean criminal record (e.g., police clearance certificate from your country of origin).
- Marriage certificate (if applying with a spouse) and birth certificates for dependent children.
- Health insurance coverage valid in Indonesia.
Benefits of the Golden Visa for Individual Investors
The Golden Visa offers significant advantages for individuals seeking long-term residency in Indonesia, particularly for those interested in Bali’s lifestyle and investment opportunities.
Long-Term Residency and Stability
The primary benefit is the provision of a long-term stay permit (5 or 10 years), offering stability and predictability for your residency in Indonesia. This eliminates the need for frequent visa renewals and provides a secure legal basis for your stay.
No Sponsorship Required
Unlike many other Indonesian visa categories, the Golden Visa does not require a local sponsor. This grants individual investors greater autonomy and direct control over their residency status.
Access to Indonesian Services
Golden Visa holders gain access to various public and private services in Indonesia. This includes opening local bank accounts, obtaining local driving licenses, and accessing healthcare services, facilitating integration into daily life.
Potential for Business Activities (with limitations)
While the individual Golden Visa is not primarily a work permit, it can facilitate certain business activities such as passive investments or overseeing existing investments. For active employment or establishing a new business, additional permits may be required, which our consultants can advise on.
Real Estate Investment Potential
Bali’s property market continues to attract significant interest. While the Golden Visa itself does not grant direct property ownership rights to foreigners in all categories, it provides the long-term residency status that is often a prerequisite or a facilitating factor for various property schemes, including long-term leases or specific investment structures. The significant capital inflow into Bali’s property sector, particularly in luxury segments, suggests a strong correlation with long-stay visa holders.
| Visa Type | Investment (Individual) | Investment (Family) | Stay Duration |
|---|---|---|---|
| Golden Visa | US$350,000 | US$700,000 | 5 Years |
| Golden Visa | US$700,000 | US$1,400,000 | 10 Years |
Why Choose Bali Golden Visa?
As a licensed immigration consultancy, Bali Golden Visa specialises in navigating the complexities of Indonesian immigration law. We provide transparent, factual, and specific guidance tailored to your individual circumstances.
Expertise and Compliance
Our team comprises senior content leads and immigration consultants with extensive experience in Indonesian visa processes. We ensure all applications adhere strictly to current regulations, minimising delays and complications.
End-to-End Support
From initial eligibility assessment to final visa issuance, we manage every aspect of your application. This includes document preparation, liaison with government agencies, and post-visa support.
Focus on Individual Investors
While the overall Golden Visa market shows a corporate dominance, we are adept at assisting individual investors who wish to secure their long-term residency in Indonesia without establishing a company. Our approach is always client-centric, ensuring your specific needs are met.
Indonesia’s Golden Visa program presents a compelling opportunity for individual investors seeking long-term residency in Bali. Understanding the specific investment tiers and the application process is crucial for a successful outcome. With the right guidance, securing your Golden Visa in 2027 is a clear path to establishing your presence in Indonesia. For a detailed assessment of your eligibility and to understand the precise requirements for your situation, request a free eligibility assessment on WhatsApp.